A common misconception that many in Miami have regarding car accidents is that they are entitled to pursue damages for any injury that they suffer. If you have been injured in a car accident, the potential financial reward that you could earn as part of a lawsuit may go a long way in assisting your recovery. However, you may not be aware that the state places a threshold on the extent of injuries sustained in an accident in order to be compensated for non-economic losses. Only if your maladies meet or exceed this limit will you then be able to go after the other driver for damages. Thus, it may be important for you to understand what this threshold is before speaking with an attorney about initiating a claim.
The injury threshold for Florida is spelled out in the state’s Insurance Rates and Contracts statutes. It lists the injuries that present the potential for the collection of damages to be:
- Injuries resulting in the impairment or loss of an important bodily function.
- Injuries whose affects are permanent.
- Injuries that cause disfigurement or significant scarring.
- Injuries that result in death.